Construction And Trades Finance
Construction can be a very fast moving business and the agile contractors win the big prizes.
When an opportunity arises, and you need capital to acquire additional plant or equipment, it’s time to turn to specialist finance providers like us. We are here to source the best finance deals for you.
We understand the construction industry and the financial support it takes to survive and thrive.
We have also built up strong relationships with our lenders and excel at matching our clients with the best lenders – those who have a track record of approving funding for construction businesses.
We will compile a bespoke business case on your behalf to ensure your eligibility for a specific lender.
We will choose the type of finance that is best suited to your requirements – from short term cash flow finance to asset back lending. We can arrange construction finance for:
Even complicated contracts can be funded.
From banks to institutionalised funders there seems to be an unwillingness to provide the financial resources need to help grow contractors and subcontractors alike.
There are many ways that project funding can assist and help construction and related businesses just like yours, why not find out today?
New and Used Plant and Equipment
When it comes to profitability for construction and related businesses having the right equipment is essential.
Untimely breakdowns and unreliable plant is not good news.
There are a number of specialist lenders that provide construction finance in order for you to buy the specialist equipment needed to deliver projects and contracts on time every time.
Get approved today for the funding you need to deliver you business and your contracts.
Refinancing Assets to Release Funding
It’s not that obvious but most construction related businesses have good asset bases.
When new or existing contracts need that extra capital is more often required at speed.
Being able to refinance, or release capital from your existing plant or machinery can be a welcome relief.
Find out how much you could benefit from releasing capital from your assets.
Short Term Cash Flow Solutions
The construction industry and its service providers can feel like being tied up in the wild west, when it comes to cash flow.
Waiting for the release of funds tied up in applications for payments or just waiting the approval of applications for payment can seem daunting and apply a lot of pressure to the smaller suppliers and sub-contract providers.
Release your cash tied up in days and enjoy the benefits of spot invoice finance.
Find out how today.
Check to see what’s possible
There is no impact on your personal or business credit rating when checking eligibility
Asset Finance for Construction
When the demand for specialist equipment grows, keeping things moving and profitable is key.
Being pre-approved for new plant and equipment enables you to grab the best deals when you need to. It’s a known fact that most businesses take the first offer from the sellers of plant and or the equipment they need.
However the facts are that in most cases business have not necessarily got the best deal, just the easiest one at that time.
If cash flow and profitability are important, then sourcing multiple offers for your plant and equipment should be the order of the day. Why restrict the ability to access some of the best asset finance by taking the first offer from the dealer that has the equipment you need.
Here at Cashflow Creators we have access to over 200 lenders with competitive rates.
Spot Invoice Finance
Also known as Single Invoice Finance, Spot Factoring or Selective Invoice Discounting this is a common type of invoice finance widely used in the UK.
It works in exactly the same way as invoice finance except that you select which invoices you would like financed.
Spot Invoice Finance could be a good option if you have minimal bad debts, your customers mainly pay on time or your customers have a minimum of 30-90 days in which to pay.
Spot Invoice Finance solutions are usually more widely available to established businesses rather than start-ups.
However, because of our extensive knowledge of construction finance and the relationships we have built with our funders, we can help with start ups and pre-pack or insolvent businesses.
All businesses need some kind of funding and making sure that you reduce your personal liability when arranging finance is paramount.
Here at Cashflow Creators we want you to have the funding you need but with as little personal guarantees needed to secure that.
Options for Construction
It’s easy to feel alone and lost financially within the construction industry, but you don’t need too.
Here at Cashflow Creators we not only find the funding you need but have also developed training courses to help you navigate the funding you need and also the cash flow.
Why not ask about our Predictable Cash Flow training for your business? It’s designed just for you.
Short-Term Business Loans
Specialise in short-term business loans between £5,000 and £100,000.
We offer short term business loans with flexible repayment plans to match the cash flow of your construction business.
They can be used for any business purpose to help with any short term financing you may require.
Having the capital to help with your project and contracts is crucial to your business and can help you grow and expand at the right time.
Designed for construction or trades related businesses, Short Term Business Loans come with flexible repayment terms and no late payment penalties.
On top of that, if you choose to settle your loan earlier than agreed, there will be no early repayment fees.
Our specialist construction financing comes with a fixed cost of credit so you know exactly what you will have to pay from day one of the loan.
Uncertified applications for payment or staged invoices
This gives you a safet ynet for your finances, so you don’t have to rely on payment from your customer before you can make staff and supplier payments, or take on new projects.
This can be staged invoices or applications for payment.
Release an agreed percentage which can be as much as 70% of the value, less funding fees typically within 24 hours once set up.
Once your customer makes payment, the remainder is released to you without delay helping you establish your cash flow and enabling you take advantage of suppliers discounts whilst always having the cash in your bank to pay you, your staff and those lovely people at HMRC.
It’s worth finding out, isn’t it?
Construction Finance Key Facts
Key features of Construction and Trades Business Loans and the benefits you can get from working with the leading alternative business finance providers.
- Release up to 100% tied up capital within your business in days not weeks
- Cash against the value of your applications or invoices as they are raised
- Funding assets you already have
- Know how much and when to suit you and your business
- Predictable cash flow
- Bad Debt Protection for total peace of mind
- Manage your business without the financial worry.
- Speed: Access to cash within days to meet payments or make important purchases
- Control: Manage your credit control and sales ledger better and with ease
- Fast Capital: Release forgotten monies tied up in your assets
- Convenience: You can establish your funding line way before you need it so it’s ready when you want it
- Security: Protect against customer insolvency with Bad Debt Protection
- Purchasing Power: Accessing the funding when you want it will enable you to buy better and increase profitability.